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12 Things to Get your S*** Together
12 Things to Get your S*** Together

Simple Country Living In this post we going to consider what if the world worked differently from a personal idealistic standpoint (...

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Madness of Housing
Madness of Housing

How much should we allocate to housing? - Evaluation with the Financial Independence Timeline Planner Buy or rent your way...

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Generational Imbalance
Generational Imbalance

THE.FuTuRe: "You are getting old Contender, you need someone to look after you like the government......." CoNTeNDeR : "...

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Messed Up, Clued Up, Wised Up
Messed Up, Clued Up, Wised Up

As human beings we start off in life learning from our parents who generally protect us from the real world. We make mistakes, do and say ...

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8 Downshifting Learning's
8 Downshifting Learning's

Getting closer to nature in the garden THE.PReSeNT: "Hey Contender you have been out of the ring a while, you must be rusty. Time ...

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Defensive Investing
Defensive Investing

Everyone needs a system to select shares In this post I am going to talk about  investment timing decisions in particular: 1. A new...

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The Joy of Gardening
The Joy of Gardening

A garden with a view One key aspect of our downshifting plan has always been to have a nice garden. A garden is hard work, right? It is ...

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Financial Independence through Dividend Value Stock Investing
Financial Independence through Dividend Value Stock Investing

#FinancialIndependence requires setting up multiple income streams to replace your income from your labour. #Downshifting may mean that...

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Finally There (Guest post)
Finally There (Guest post)

The Pyrénées, "un réservoir de beauté", by Pierre-Paul Feyte Mrs C's New Life This evening whilst I was sawing some w...

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10 Reasons Why Financial Independence is Good for Society
10 Reasons Why Financial Independence is Good for Society

A Road to Freedom Our little TRiBe is trying out the financially independent, idle life in France. Here are a couple of background post...

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Welcome to FISH !
You have come here looking for answers. How to get out of debt? How to save and invest? How to retire early and how you want to live in retirement.

Well this is the right place for you as out tribe has been through all of these steps. We no longer work for a corporate employer and have saved enough to retire early. How we did this is shared here on this site for you.

Our little tribe found out these secrets to financial independence in our late 20’s. Since then we have taken early retirement, in our late 30's, in just 7 years. We now live in the South West of France with our two young children.

Along the way I decided to share everything I learnt. My articles and tips on aggressive saving and compound investing are there to help you meet your financial goals fast. I discuss ways to help you decide what you want by building a life plan. This helps to work out how to get where you want to be whilst avoiding the pitfalls along the way.

My expertise was built up working in blue chip corporate jobs, extensive reading and putting it into practice. I have condensed this knowledge into simple strategies to help you meet your goals and not those of the bank or the place you work.

There are free planning tools on this site that help you make a life plan. A plan for your future. The tools calculate how to reach your financial goals in a timeline that suits you. The tools help set out your life goals, make them happen and how to exceed them.

There are tips on how to simplifying your life to remove day to day headaches. These include ways to pay off debt fast buy eliminating wasteful spending habits. How to reduce your monthly bills through choices that actually improve your health and wellbeing. Identifying things you don’t need that sap your time and wallet.

There are little sustainability projects to reduce your dependence on shops and utilities whilst saving money to spend on things you want.

All of these little steps will show you how save 50%+ of your salary so you can meet your goal whatever it is. This huge saving rate can be compounded for very early retirement. I am sure you will find something here for you.

Darren Lee (A.K.A the Contender as in my blog)

 
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