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Risk Versus Reward
Risk Versus Reward

Is THE.CONTENDER risking a knockout blow? THE.CONTENDER thought he would write a post on perceived Risk versus Reward when investing. THE.CONTENDER compared the THE.CONTENDER strategy against a couple of very successful savvy bloggers. THE.CONTENDER… Read more »

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31Aug2012

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PLAN DO CHECK ACT Life Objectives
PLAN DO CHECK ACT Life Objectives

THE.FUTURE: "CONTENDER you are wasting your life your time has come to relinquish your crown and come with me!"  THE.CONTENDER : "I am only 27 I can change my ways! "  THE.FUTURE: you have one year to change your destructive ways. I will return at t… Read more »

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21Aug2012

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CALP! Where to Live in Early Retirement?
CALP! Where to Live in Early Retirement?

Our tribe has a financial freedom plan in the CPH (Contender Plan for Happiness). It is one thing to be financially free but what are we going to do with it? We have developed our own CALP (Contender Awesome Life Plan). So our CPH consists of the CF… Read more »

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15Aug2012

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Early Retirement with a Mortgage?
Early Retirement with a Mortgage?

How do you get to Early Retirement as quickly as possible and buy a property outright? Here in the UK we have an in-built fascination with owning your own property. Continental Europeans, on the other hand, tend to either stay at home for an extend… Read more »

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11Aug2012

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Investment Challenges
Investment Challenges

One Black Eye Too Many? Today I would like to discuss some CIT (Contender Investment Themes) and challenges faced today. Investing at the time of writing is a mine field. We are in one of the most volatile financial periods in recent years. An econo… Read more »

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08Aug2012
 
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Welcome to FISH !
You have come here looking for answers. How to get out of debt? How to save and invest? How to retire early and how you want to live in retirement.

Well this is the right place for you as out tribe has been through all of these steps. We no longer work for a corporate employer and have saved enough to retire early. How we did this is shared here on this site for you.

Our little tribe found out these secrets to financial independence in our late 20’s. Since then we have taken early retirement, in our late 30's, in just 7 years. We now live in the South West of France with our two young children.

Along the way I decided to share everything I learnt. My articles and tips on aggressive saving and compound investing are there to help you meet your financial goals fast. I discuss ways to help you decide what you want by building a life plan. This helps to work out how to get where you want to be whilst avoiding the pitfalls along the way.

My expertise was built up working in blue chip corporate jobs, extensive reading and putting it into practice. I have condensed this knowledge into simple strategies to help you meet your goals and not those of the bank or the place you work.

There are free planning tools on this site that help you make a life plan. A plan for your future. The tools calculate how to reach your financial goals in a timeline that suits you. The tools help set out your life goals, make them happen and how to exceed them.

There are tips on how to simplifying your life to remove day to day headaches. These include ways to pay off debt fast buy eliminating wasteful spending habits. How to reduce your monthly bills through choices that actually improve your health and wellbeing. Identifying things you don’t need that sap your time and wallet.

There are little sustainability projects to reduce your dependence on shops and utilities whilst saving money to spend on things you want.

All of these little steps will show you how save 50%+ of your salary so you can meet your goal whatever it is. This huge saving rate can be compounded for very early retirement. I am sure you will find something here for you.

Darren Lee (A.K.A the Contender as in my blog)

 
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